goalachievement – My Minimalist Lifestyle

What is Money?

It has a variety of meanings for many people. But for me, money is just a tool to satisfy our needs and wants. My retirement goal is to stay away as far as I can from something that required money. You need to ask yourself, what money can satisfy your needs and wants? To me, my need is food. I don’t buy much clothes. I don’t buy much shoes, or bags. It’s foods, water bill, electricity bills, internet bills and a house I can call a home.

I want to retire earlier than compulsory age. I want to have a living where I don’t need to worry about bills, mortgages, and foods. my focus for retirement is to go back to basic life and needs. I want to be away from massive traffic jammed. I want to be away from toxic circle friends and families. I just want to be alive and enjoying each my day n seconds, glorifying life surrounding me. I had enough of this fake world and getting back to real purpose or living.

I set my target, to retire in the next 10 years, insya Allah.

To be continued…

Love, Sofia

How do I get rid of my debt?

Hello everyone!!! Good Evening!

Just wanna share my experience on how am I from negative cashflow to positive cashflow and can save some for investment.

First thing first, I think from my previous post, I did mentioned the rules of 50:30:20. So, to spend on monthly expenses of 50% of your salary, 30% is for self reward and 20% for future investment. Yes, this is just a fundamental for you to force yourself to save some money.

What I did was, I played the percentage by lowering my daily expenses, and putting more percentage on my investment. From 50:30:20, I goes to 40:30:30.

I strive to get rid of my monthly commitment, lowering my self indulgence rewards and chip in more to investment. Now, I found something that I can combined my self indulgence rewards and my future investment together making it 60% out of total monthly salary. Wee!! find your self reward which can make investment too for future. ❤

till then..to be continued

Love, Sofia

Happy New Year 2❤23 🥳

To my friends!! A very Happy New Year to All of You! 🥳

Have A blessing Year full of Prosperities, Happiness, A very good in Health and full of Positivities in whatever task you are doing.

May this 2023 brings us some sort of motivation in achieving our dreams, and become true one day, Insya Allah ❤

I will be launching my new website soon..so stay tune!!! 😘😘😘

Love, Sofia