Hi Everyone!! How are you doing today? I hope you all well.
Its almost end of October 2021, I think it’s a good time to start plan out some plans for 2022. Write it down, what have you achieve this year and what you want to achieve for next year 😃
THINGS I HAVE ACHIEVED IN 2021
Its been some achievements that I’ve successfully accomplish for 2021…Thank You to the Most Gracious God. Alhamdulillah. So, here I’m listing down things I’ve accomplished in year 2021.
1. Personal Loan and Car Loan Settled
During these pandemic situation, the Malaysia government has implemented Moratorium for the whole Malaysian. These means, they are some freeze activities on the car loan, house loan monthly payment, which soon will extended in future. Means, when the Moratorium for 6months implemented, its automatically for those has car loan or house loan, will be waive for 6months, and it will bring forward to the next 6months future. So, I used these kind of pandemic relief to settle off my personal loan and car loan. Its a big relief, and I do appreciated it 🥰.
2. Bought 2nd Property
So, when pandemic happened, people are losing job, there were more auction houses, developed houses had very less demand, the value of houses reduced below the market value. Economy crush, but Im luckily managed to get a house with zero deposit. Actually, it wasn’t that zero, you still need to pay, but not a lumpsum deposit. Its by installment 😃 but hey, I managed to get my 2nd property during the pandemic.
3. End Toxic Relationship
Well…well…well. This is so much interesting how I get rid of the toxic relationship. It was really not easy to get rid of 16 years relationship. Okay, its my 1st love thing, we had a on/off kind of relationship. We broke up firstly because he got married to his mother’s choice, who is his own cousin. After awhile, get together back when he explains why it happened, okay I accepted at first, twice..or thrice. But, in July 2021, I asked myself. Why do you feel you were likr a second option, not the mai priority. Eventhough he said, he love you more than the wife, but deep inside, I’m still thinking, if that so, why he has 4children with that woman? Guys, when someone said, they love you but yet has so many children with the partner, don’t believe them. Even if you believe, and even it’s real, guys and ladies, you deserved someone better who make you their own priority. Sometimes, you need to hurt your heart so that you soul in a peace. Love your own soul and ask what your soul needs the most, not what it wants. So I asked myself, I found myself as his second choice, he don’t have much time for me like how he used to when he still single. Eventhough, we still do love each other, its time to say Goodbye. When I know its became a toxic is when he didn’t reply my text and when I cried more than I laugh. For me, its better not to neither cry nor laugh rather than cried most of the time. So 17 July 2021, I said goodbye and blocked him. Thank you for the wonderful 16 years. 🙂
4. Managed to Get Higher Pay
Okay, this topic is interesting too. My salary crash on 2018, due to instable politics, its hardly to get job. Until finally, end 2019 I managed to get a job at GSK…until pandemic happen in 2020. By end of 2020, GSK announced to shut down their IT department in Malaysia, migrated to India. Again, a big loss for us, to find a new job during the pandemic situation. Its been told that, its their business strategy and reorganization. I’m one of the impacted staff, but luckily I got a new job before the end date line. So, end of 2020, I shift to a new job, back to insurance industry. Then, until recently..the 2nd wave lockdown in Malaysia, I am managed to get a better salary job. Lockdown implemented in May 2021, then we just recently open the economy back to normal in October 2021. Well, when I do a market survey, Business Analyst, Developer, System analyst etc related to IT is on high demand! Its spree time to find better company and better salary+benefit. Guys, please pray for me to get better salary, better boss and colleague guys. Im praying for you too, to have a good raise, good people and good environment. Amin. So, yes, its kinda high increment..I should say more than 30% in the market. Yay!!! 🥳
THINGS TO ACCOMPLISH IN 2022 ONWARDS
So I made some categories and elaboration on things I want to minimize by end of year 2022…check these out..
1. 100% Financial Freedom
Well, I still have credit card outstanding. Im targeting to zerorize it by end of this year. 🥳
2. Positive Working Environment
Im looking forward for a sustain company where I can grow my career, I hope can get it soon. Amin.
3. Minimizing Wardrobe….Again 🙄
Yes, its been 3 years I’m doing this activity, haha. For a person who always have different sizes, its the most tough activities for us. I have M size clothes, L size, XL size and 2XL size. I was thinking, the best way is minimalize my shape and keep only 1 size.
4. Healthy Lifestyle
Yes, from the wardrobe issue, I think I need to start back the healthy lifestyle. Get back to gym or morning walk. 😃
Till then, To Be Continue…
Love, Sofia
My Minimalist Lifestyle 