What is Money?

It has a variety of meanings for many people. But for me, money is just a tool to satisfy our needs and wants. My retirement goal is to stay away as far as I can from something that required money. You need to ask yourself, what money can satisfy your needs and wants? To me, my need is food. I don’t buy much clothes. I don’t buy much shoes, or bags. It’s foods, water bill, electricity bills,Β  internet bills and a house I can call a home.

I want to retire earlier than compulsory age. I want to have a living where I don’t need to worry about bills, mortgages, and foods. my focus for retirement is to go back to basic life and needs. I want to be away from massive traffic jammed. I want to be away from toxic circle friends and families. I just want to be alive and enjoying each my day n seconds, glorifying life surrounding me. I had enough of this fake world and getting back to real purpose or living.

I set my target, to retire in the next 10 years, insya Allah.

To be continued…

Love, Sofia

Source: Google

New Chapter of My Life πŸ˜

Hello friends!

Wow, it’s been 10 months since I updated my blog due to workload and stress. Finally, I’m freedom from Corporate World! haha, temporarily πŸ˜ƒ

I was thinking, due to economy not stable etc, our daily expensive increase significantly lately. I know I need to do some side income, because daily life these days becoming soo expensive. I’m still survive, because of my minimalist living. But I want more than enough so that I can help those who need it, especially my families.

I’ve seen in front of my eyes how people who used to have millions in their account on surviving mode now. In my country, Malaysia, most people are working in Corporate Company, having EPF (Employees Provident Fund) saved monthly with free contributions from employer, monthly. But, I saw when they reached 55 years old and finished their saving money even before they reached 60. It’s stipulated in my mind that I still need to work even though I reached a mature age of 55 years old to take out my money.

Here is the thing on what usually happened, when someone reached 55 years old, most scammer can “smell” the new money. So, mostly people will fall for scammers. Well, I don’t wanna be such. I wanna build my own business right now, so by 55 years old, it can run itself with minimal supervision.

If you wanna get into business in Malaysia, you need to register SSM (Suruhanjaya Syarikat Malaysia) and choose an appropriate type of business. Well, it was not a smooth process for me, but eventually I managed to get my SSM certificate. Yay!!

So, here we go, bismillah to start my business. 

pssstt, well, I had eventually finished renovating my new home. Will share in the next blog on my new renovated home and share some tips on how to manage new house renovation from the beginning. πŸ₯°

till then, to be continued…

Love, Sofia ❀️

p/s: Notes to my corporate world: 😝

Happy New Year 2024!!! Happy Me, New Me πŸ˜ƒ

Assalamualaikum and Good Day to All of you,

Alhamdulillah, we had passed throughout all the rough years.

In 2023, none of my goals had achieved, my wish for 2024 is to achieve at least 5 of my previous goals πŸ˜ƒπŸ˜ƒ

I still remember the day when I went through this, and Alhamdulillah, all my prayers were answered. 🀲

My New Resolutions:

Since my previous year had “successfully” failed to fulfill the goals, this year I listed fewer goals and hope can achieve it. insya Allah.

I started my 2024 goals by aiming max 5 points for this year πŸ˜ƒ:

1. Having A Healthy Lifestyle

It’s been very busy years back in 2022 and 2023. This year, I wanna be healthier in terms of physical and mental health. I’m trying to prioritize my own health, the most crucial and important thing is to do. I’d signed up for a gym membership and about to start on 15 January.

My wish is to be committed to going to the gym and control on food intake. Let’s hope this to be happened and keep it consistent throughout this year.

2. Pick Up My Golds from Bank

Last year, I’ve spending some money to buy gold jewelry and put it in the bank. This year, I’m gonna stop buying and just take my jewelry from the bank. Our gov had raised tax % by 2% and gonna implement taxes on gold jewelry. Thus, I bought most in last year, and this year, I will be more focused on taking back all the jewelries. I wanna thank this for my fiancΓ©, as he is the only person who supports me to buy and collect gold after my trauma from my previous relationship. πŸ₯°

3. Take BA Foundation cert

This cert has been pending quite a long period. I wanna pursue this for this year and take the exam. I always feel nervous about taking an exam. I hope I will find strength to take the exam and pass with flying colors. insya Allah ❀️

4. Cut Off more Debt

This year, I wanna cut off credit card debt. It’s been years paying for credit cards, and I hope I can zerorise the credit card.

5. Declutters Wardrobe

I already started this yesterday and am feeling kinda happy with the outcomes. I think I might need another 1 round of cleanup, and then I will be good about it. I love empty spaces, and it makes me feel relaxed πŸ˜ƒ

That’s All for Now..

Till then…to be continued…

Love, Sofia

Hey!! It’s been ages I didn’t updates πŸ˜ƒ

Wollaa…what’s up, Everybody? It’s been ages I didn’t update my blog. Sorry guys, been really busy these days, weeks, months and about a year. haha!! πŸ˜ƒ

Well Well Well, it’s just around the corner, we are about to enter year of 2024!! Hoho!! Time flies so fast…and now the world is ending…hurmmmm.

Well everyone, I’ve successfully managed to live a minimalist lifestyle for about at least 5 years, to be honest, I really love the lifestyle and bring a lot of positive vibes. especially when I stopped buying junk stuff, and selling my junk stuff. Keep my environment clean n tidy.

As for now, I have a new things to unlock, where I’m looking forward a place to settle down and built my own sustainability and zero waste house. Yes!!! U heard it correctly and clearly. I wanna built a family with sustainability and zero waste home. Then, I wanna have my own farm and a run a restaurant. But before hand, it required a loooooooOoooot of research, the risk and impact to each item I wanna unlock moving forward 2024 and onward. WeehoooOooo!!

Babe, to be honest..the minimalist lifestyle makes me having some extras, where I can proceed my future goal on the next level..which is..sustainability and zero waste. Hihihi!!!

So guys, stay tuned! Looking forward for sustainability and zero waste residential and restaurant for the new achievements. Insya Allah πŸ₯°β€οΈπŸ₯°

Love, Sofia